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Jan 17, 2025 12:51 PM IST
Saturday bank holiday: Banks are usually closed during all the second and fourth Saturdays of a month, alongside Sundays.
Saturday bank holiday: Banks are usually open on the first, third, and fifth Saturdays (if any) of a month, while they are closed on all second and fourth Saturdays as well as on all Sundays, according to the mandate of the Reserve Bank of India (RBI).
Since January 18, 2025, is a third Saturday, banks will be open and working.
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List of bank holidays in January 2025
January 2025 will also see one more official bank holiday apart from the weekend ones. Banks will remain closed on January 23 due to the birthday of Netaji Subhas Chandra Bose/Vir Surendrasai Jayanti and General Elections to the Municipal Local Bodies.
However, this is also dependent on which state you are in. The following table shows the entire state-wise list of bank holidays for January 2025.
| January 2025 | 1 | 2 | 6 | 11 | 14 | 15 | 16 | 23 |
|---|---|---|---|---|---|---|---|---|
| Agartala | • | |||||||
| Ahmedabad | • | |||||||
| Aizawl | • | • | • | |||||
| Belapur | ||||||||
| Bengaluru | • | |||||||
| Bhopal | ||||||||
| Bhubaneswar | • | • | ||||||
| Chandigarh | • | |||||||
| Chennai | • | • | • | • | ||||
| Dehradun | • | |||||||
| Gangtok | • | • | • | |||||
| Guwahati | • | |||||||
| Hyderabad – Andhra Pradesh | • | |||||||
| Hyderabad – Telangana | • | |||||||
| Imphal | • | • | ||||||
| Itanagar | • | • | ||||||
| Jaipur | ||||||||
| Jammu | ||||||||
| Kanpur | • | |||||||
| Kochi | ||||||||
| Kohima | • | |||||||
| Kolkata | • | • | ||||||
| Lucknow | • | |||||||
| Mumbai | ||||||||
| Nagpur | ||||||||
| New Delhi | ||||||||
| Panaji | ||||||||
| Patna | ||||||||
| Raipur | ||||||||
| Ranchi | ||||||||
| Shillong | • | |||||||
| Shimla | ||||||||
| Srinagar | ||||||||
| Thiruvananthapuram |
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| Holiday Description | Day |
|---|---|
| New Year’s Day/Loosong/Namsoong | 1 |
| Loosong/Namsoong/New Year Celebration | 2 |
| Sri Guru Gobind Singh’s Birthday | 6 |
| Missionary Day/Imoinu Iratpa | 11 |
| Makar Sankranti/Uttarayana Punyakala/Pongal/Maghe Sankranti/Magh Bihu/Birthday of Hazarat Ali | 14 |
| Thiruvalluvar Day | 15 |
| Uzhavar Thirunal | 16 |
| Birthday of Netaji Subhas Chandra Bose/Vir Surendrasai Jayanti/General Elections to the Municipal Local Bodies | 23 |
Source: RBI Website
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It is however, best advised to contact your nearest bank branch in case there are any further confusions regarding bank holidays.
What banking services will be available on bank holidays?
While bank branches will be closed for all the aforementioned dates, customers can still access digital or net banking services throughout the year, unless the bank notifies otherwise (Usually for maintenance work).
All bank websites, banking apps, UPI, and ATM services will be active throughout the year otherwise. You can even start a fixed deposit or a recurring deposit on such days digitally.
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